Credit that listens to your language

Gubera helps small business owners track cash flow and qualify for credit — simply by speaking in their local language.

Get Early Access

i'm a Lender

How Gubera Helps

Speak daily sales and expenses in Tamil, Kanada

Gubera builds your Credit Score automatically

Get matched with trusted lenders for instant loan offers.

Voice in. Credit out.

Speak

Say your daily income and expenses — no typing needed.

Gubera Scores You

AI analyzes your voice data and creates a verified financial profile

You Qualify

Lenders use your Gubera Score to offer faster, easier credit.

Testimonials

"I just talk to Gubera every evening — now I know my balance and credit score."

— VaraPrasad, Grocery Store, Erode

Verified voice data for real underwriting

Discover creditworthy MSMEs verified by voice and behavior.

Pre-scored MSMEs
with consent-based data

Fraud detection
and supplier verification

Custom dashboards
for loan officers

OCEN-ready APIs
for seamless integration

Partner With Gubera

Talk your way to better credit

Access verified lenders safely

Speak daily — Gubera records automatically

See how much credit you can qualify for

Build your business credit score

Join Early Access

We grew up in these markets. Now we're building for them.

Get to Know Us

Gubera was founded by Pranavharshan and Praveen — cousins from Erode and San Francisco — to make India's smallest businesses visible and creditworthy.

Mission

To create India's first voice-driven financial identity for every small business.

Values

Local First
Privacy by Design
Financial Inclusion for All

Contact the team

Ready to grow your business with Gubera?

Join our early access list or partner with us.

Start building your credit graph today